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Explained in plain English

How much do I repay?

Your student loan repayments are linked to your income, not the total amount you borrowed. You only start repaying once you earn over a certain threshold, which is currently £27,295 a year for Plan 2 loans. The amount you pay back is 9% of anything you earn above that threshold, deducted directly from your salary.

Stories that explain this

Student loans making graduates avoid higher-paying jobs, inquiry told

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