News · 2 April 2026

UK Mortgage Rates Climbing Back Above 4.5%

Homebuyers face tougher borrowing costs as fixed-rate deals start moving higher again. Some fixed mortgage rates now sit above 4.5% and could head toward 6%, according to market analysis. Higher borrowing costs reduce disposable income, and analysts warn they could dampen housing demand.

By BriefTea Editorial · 2 April 2026 at 12:09

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