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Explained in plain English

Who pays for disaster recovery?

Disaster recovery costs are usually shared. Local authorities have primary responsibility, but central government often provides financial assistance, especially for large-scale emergencies like floods or pandemics. This support helps with immediate response and longer-term rebuilding, complementing individual preparedness efforts like those Wes Streeting encourages.

Stories that explain this

Defence Secretary Wes Streeting Says He's Stockpiling Food

Questions this opens up

How much does disaster recovery cost? Does insurance cover national emergencies? What is the Bellwin Scheme?

Related explainers

Who was Defence Secretary before him? What does a Defence Secretary do? Why did the government launch 'Be Ready'? What help is there for low incomes? What if I can't afford supplies? What if I need help now? Who leads emergency planning? What is a 'national emergency'?

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