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Explained in plain English

Locking in a guaranteed income

Buying an annuity means trading a portion of your pension savings for a fixed, regular payment that never drops, no matter how wild the stock market gets. With rates sitting at 7.75 percent, retirees can secure a significantly better deal today than they could at almost any point since the mid two thousands.

Stories that explain this

Annuity rates reach 18-year high to expand retirement pots for pensioners

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