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Explained in plain English

What's a student loan?

A student loan helps you pay for university tuition fees and living costs. It's provided by the government and you only start repaying it once you earn over a certain amount. The amount you repay each month depends on your income, not how much you borrowed.

Stories that explain this

Student loan terms to be clearer for university applicants

Related explainers

Who sets student loan rules? Why are loan terms changing? How do other countries do it? What's a repayment threshold? How much is the UK student loan debt? Do other countries have student loans? Why are student loans unique? What about student data?

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