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Explained in plain English

What is subsidence?

Subsidence is when the ground beneath a building sinks, causing the property's foundations to move downwards. This can lead to cracks in walls and other structural damage. In London, the shrinking clay soil during droughts is a common cause, especially for homes built between the post-war period and the 1980s.

Stories that explain this

Home insurance claims for subsidence jump after hottest UK summer London's clay ground will take ages to recover from drought

Related explainers

Why does clay shrink? How does climate change affect homes? What is a heatwave? Why are older homes at risk? How does rain help clay? Why are some homes vulnerable?

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