Finance · 25 March 2026

5.56% Two-Year Mortgage Rate Now Tops Five-Year Deals

Homeowners are experiencing "pricing turmoil" as short-term fixed mortgage rates have now climbed above their longer-term counterparts. By Wednesday, the typical interest rate for a two-year fixed home loan had risen to 5.56%, a figure higher than the 5.54% observed for the average five-year rate. This inversion, where five-year deals are slightly cheaper, reflects earlier shifts in swap rates, as noted by Moneyfactscompare.co.uk.

By BriefTea Editorial · 25 March 2026 at 13:19

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