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Housing

How many homeowners face bigger mortgage bills?

12 July 2026 · in 80 words

How many homeowners face bigger mortgage bills?

More than 5 million: the Bank of England says over 5m homeowners will see mortgage payments rise by the end of 2028, up from 4m projected in December. A typical household rolling off a fixed deal faces around £45 more a month, though some who borrowed in 2022-24 face about £120. The Bank says lower-income families are most exposed, but finances remain broadly resilient.

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